You’re probably here because you care about privacy. I do too. We all want to feel safe when we buy things online or subscribe to services—especially when we’re abroad, or just trying to avoid giving out too much personal info.
Now if you’re in Germany or planning to spend online from there, and you want a prepaid card without ID or a visa card without verification, this post is just for you. I’ve tried many options. Some worked great, others—not so much.
Let me show you the top 5 anonymous virtual credit cards that are working right now for people like us who care about privacy, security, and freedom.
Why Use an Anonymous Virtual Credit Card?
Because you want control. Simple.
These cards let you pay for things online without giving out your real name or address. That means fewer risks of getting hacked, tracked, or spammed. It’s like wearing sunglasses for your money.
And if you’ve ever had your card frozen for “suspicious activity” just because you bought something from another country—you know how annoying that can be. With private virtual cards, that doesn’t happen. You control it. You fund it. You spend it. That’s it.
Things You Should Know First
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Most of these cards are prepaid. That means you load money first, then spend.
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You won’t need to upload documents or go through long verifications.
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These are best for online use—not for ATM or in-person use.
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Some may charge a small fee for activation or monthly use.
Now let’s explore the best 5 virtual cards that are working great in Germany right now.
1. Wise (with alias usage)
Wise isn’t fully anonymous—but it’s still one of the most private prepaid options if you’re okay using an alias or nickname.
Here’s why I still included it: You can create multiple virtual cards, and fund them easily. Wise also works well in Germany and the USA.
While they ask for ID once at the beginning, after that it’s smooth. No tracking your shopping habits. No targeted ads. Just clean, simple virtual cards.
They support over 50 currencies. And you can freeze and delete your card anytime.
Great for:
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Subscriptions
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One-time online purchases
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Sending money abroad without sharing real details
Not so great if you want zero ID at all. But for high control and low fees, it’s solid.
2. Cryptopay Virtual Visa
This one’s more anonymous. If you already use crypto like Bitcoin or USDT, Cryptopay’s virtual card is a smooth way to turn that into usable online money.
No full KYC is needed for basic use. You can use your email and top up with crypto.
You’ll get a working virtual Visa card that works on most global websites.
You can also generate new cards for different uses. So if one gets compromised, just delete and start over.
Great for:
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Crypto users who want a card
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Privacy-focused spenders
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Paying for gaming, streaming, and software
Watch out: There may be fees if you keep the card active long without using it.
3. Payeer Virtual Card
Payeer is another good choice for folks who want to keep it low-key. It works in Germany, supports USD and EUR, and you can use it without full ID.
Their virtual MasterCard can be used for shopping, paying bills, or digital services.
You can fund the card via crypto, other wallets, or even bank wire.
No full verification is needed if you stay under daily limits.
What I liked: The setup is fast. You get the card info instantly. And it’s widely accepted.
You won’t need to add your home address or phone unless you want to unlock higher limits.
Great for:
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Freelancers
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Marketers running ads
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Private purchases
Not ideal if you need a high monthly spend.
4. US Unlocked
Even if you’re in Germany, you might want to shop on US sites. That’s where US Unlocked comes in.
They give you a US-based virtual prepaid card—and the good part? You don’t need to be in the US.
Setup is easy. They accept non-US users. And you don’t need to upload a pile of documents. Just basic info and you’re good to go.
The card works on most US websites, including Amazon US, Walmart, and others that often reject foreign cards.
It’s not 100% anonymous, but it’s close enough—and the ability to shop freely in the US makes it worth it.
Great for:
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Non-US users shopping in the US
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Privacy-conscious international shoppers
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Subscription services
It comes with a few small fees per transaction. But you only pay when you use it.
5. Privacy.com (with VPN)
This one’s a favorite of many privacy lovers—but here’s the catch: it only works for US users.
But if you’re based in Germany and have access to a US billing address or can use a VPN, you might still get in.
Privacy.com gives you the most control of any card on this list. You can create new cards for every merchant. Set limits. Pause anytime.
No names. No leaks. No tracking.
It’s a true private virtual card.
And the best part? The basic plan is free.
Great for:
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People who hate being tracked
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Online shoppers who want control
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Using different cards for every store
Hard part? You may need to “trick” it to sign up from Germany. But once you’re in, it’s gold.
Can I Get a Virtual Visa Card Without Verification?
Yes, you can. Some services like Cryptopay or Payeer let you get cards with just an email. You can fund them with crypto or third-party services, no ID needed.
But be careful. Don’t keep large amounts in unverified accounts. And always read the terms.
What About Prepaid Cards Without ID?
Yes, they exist. But keep in mind, laws are always changing. Some companies may allow small limits without ID, but ask for it later. That’s why starting with cards like Payeer or US Unlocked is a good step.
Try them, keep it small, and move up when you’re sure.
Are These Cards Safe to Use in Germany?
Yes, they are safe. I’ve used most of them myself while in Germany.
The key is to stick with trusted platforms, avoid shady websites, and never share your card details on unknown sites.
Do I Need a VPN?
Not always. But for services like Privacy.com, using a VPN with a US IP helps you sign up. For most others, like Wise or Payeer, you won’t need a VPN.
Is It Legal to Use These Cards?
Yes. Using virtual prepaid cards is totally legal—as long as you’re not using them for illegal stuff.
It’s just like using cash. You’re choosing privacy. That’s all.
Final Thoughts
There you go. That’s the full scoop on the top 5 anonymous virtual credit cards you can use in Germany today.
If you’re looking for a prepaid card without ID, a visa card without verification, or just want a private virtual card to keep your digital life private—you now have the best tools.
Start small, explore what works for you, and enjoy the freedom that comes with more control.